YOUR MOVE · KO TĀU
Start free.
Play when you're ready.
Free tier is encouraged. No credit card. Every tool free forever. Four tiers — every step transparent.
● 100% FREE
Free
$0/ forever
NO CARD · NO CATCH
All tools. Manual entry. No sign-up wall.
- ✓Every tool — manual entry, no account needed
- ✓Budget Builder with CSV upload
- ✓Savings Calculator with 2% compounding
- ✓Real Hourly Rate · Debt Slayer
- ✓Kotahitanga Mode — save together with whānau
- ✓Goal tracker (manual)
Free foreverNo credit card
Start for free No card. No email. Open instantly.
⚡ MINI ARENA
Utility
$5/ week
Full gameplay, no prize pool — that's Grind or Gold
All the automation. See if the streak sticks before you commit.
- ✓Bank connection — 3 accounts, one OAuth
- ✓All financial tools auto-populate from real bank data
- ✓Live safe-to-spend tracker
- ✓Invisible Subscriptions Finder
- ✓Full survival game, all difficulties (no prize pool eligibility)
Cancel in 30 seconds · No lock-in.
🔥 PLAYING IT FOR REAL
Grind
$10/ week
Its own prize pool — never mixed with Gold's
Full game, real streaks. Grind vs Grind, every week.
- ✓Everything in Utility
- ✓Full survival game, all difficulties, up to 20 players
- ✓Own prize pool — you only ever play other Grind players for it
- ✓Streaks that count
- ✓Utility can join to play, no pool eligibility for them
Grind pool (12-wk game)$1,200
Cancel in 30 seconds · No lock-in.
No fake scarcityNo autobill trapNo exit-intent popupsNo "trusted by 10k+" inflationCancel = one button